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At Cycle Accident Claims Management, we’re here to answer your most pressing questions about cycling accidents, compensation, and legal rights. Explore our FAQs for clear, helpful advice, or contact us for tailored support.

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  4. What role does a third-party insurer play in bicycle accidents, and how does it affect the claims process?

What role does a third-party insurer play in bicycle accidents, and how does it affect the claims process?

In bicycle accidents involving motor vehicles, third-party insurance coverage typically comes into play. This coverage is part of the at-fault driver’s insurance policy and is designed to compensate victims, including cyclists, for their damages. When a cyclist is injured due to the negligence of a motorist, the cyclist can file a claim with the at-fault driver’s third-party insurer to seek compensation for medical expenses, property damage, and other losses.

The third-party insurer assesses the claim, investigates the accident, and negotiates with the injured cyclist or their legal representative to reach a settlement. However, the claims process can vary depending on factors such as the extent of the injuries, liability determination, and the insurance company’s policies. Understanding the role of third-party insurers is crucial for cyclists involved in accidents to navigate the claims process effectively.

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      My bike was a write off and I injured my shoulder, elbow and hips. They ensured I was able to settle a claim which recognised both damage to my bike and my injuries and ensured I could access physiotherapy to restore full range of movement to my shoulder, would definitely recommend.
      – Gill D.
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