Making a claim after an accident can be a daunting experience, especially considering the amount of speculation that surrounds the claims process. These myths can discourage cyclists from seeking the compensation that they deserve or lead them to make mistakes during the claims process. Here, we debunk some of the most common cycling claim myths to help you navigate your rights and make informed decisions.
You Can’t Make a Claim if the Accident Was Partly Your Fault
One of the most pervasive myths is that you cannot make a claim if you were partially at fault for a road traffic accident. This is simply not true. The concept of contributory negligence means that you can still make a claim even if you were partly responsible. The compensation you receive might be reduced to reflect your share of the blame, but you are still entitled to claim.
Claims Are Only for Serious Injuries
Another common myth is that you can only make a claim if you’ve sustained a serious injury. In reality, you can make a claim for any injury, no matter how minor. Even injuries that seem small at first can have long-term effects or lead to additional medical costs, so it’s important to seek compensation for any harm caused by the accident.
The Claims Process Is Too Complicated
Many people avoid making a claim because they believe the process is too complicated or time-consuming. Whilst it’s the truth that the claims process can involve several steps, having the right guidance makes it much more manageable. If you choose to make a claim with Cycle Accident Claims Management, a member of our experienced team can simplify and explain the process, ensuring that you understand each step and helping you to gather the evidence necessary to make a successful claim.
Legal Fees Will Eat Up My Compensation
Some cyclists are deterred from making a claim because they believe legal fees will consume most of their compensation. However, at Cycle Accident Claims Management, all of our solicitors work on a no win, no fee basis, meaning you won’t have to pay anything upfront. The fees are usually a percentage of the compensation awarded, so you won’t be left out of pocket.
You Don’t Need to See a Doctor if Your Injuries Are Minor
Even if your injuries seem minor, it’s essential to see a doctor after an accident. Not only is this important for your health, but medical records are crucial evidence if you decide to make a claim. Without medical documentation, it can be challenging to prove the extent of your injuries.
You Can’t Claim if the Accident Involved Another Cyclist
Some cyclists mistakenly believe that claims can only be made if a motor vehicle is involved. However, you can make a claim for accidents involving other cyclists, pedestrians, or even animals. The key is determining who was at fault and gathering evidence to support your claim.
Contact Us to Learn More
Don’t let common myths prevent you from making a claim if you’ve been injured in a cycling accident. Understanding the facts can help you take the right steps and secure the compensation you deserve. If you need further advice or assistance with a claim, visit our enquiry page or call 0800 093 6313 for expert guidance.
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