Cycling accidents can happen when you least expect them, and knowing how to handle the situation can make all the difference. Whether it’s a minor fall or a more serious incident, taking the right steps after an accident can protect your health, support any future claims, and help you recover both mentally and physically.
Here’s our practical guide on what to do if you find yourself in a cycling accident.
Seek Medical Attention Immediately
Your health should always come first. Even if your injuries seem minor, it’s essential to get checked by a medical professional as soon as possible.
- Why It’s Important: Some injuries, such as concussions or internal damage, may not be immediately visible but could worsen without proper treatment. For example, a slight headache could indicate a more serious issue, like a concussion, that requires medical attention.
- Additional Benefits: A medical report can also serve as valuable evidence for any claims you might pursue, as it documents the extent of your injuries and the treatment you received.
To learn more about common cycling injuries and how to claim for them you can read more on our website.
Gather Evidence at the Scene
If you’re able to, collecting evidence at the accident scene can greatly strengthen your case if you decide to make a claim.
- Photographic Evidence: Take pictures of the accident scene, your injuries, and any damage to your bike or equipment.
- Witness Details: If there are witnesses, ask for their contact information. Their statements can be valuable when establishing liability.
- Driver Details: If a vehicle is involved, ensure you exchange information with the driver, including their name, contact details, and insurance information.
Report the Incident to the Police
Reporting your accident to the police is crucial, particularly if the incident involved a motor vehicle or the driver left the scene.
- Why It Matters: A police report can serve as formal documentation of the incident, which can support your claim.
- Timeframe: Make sure to report the accident within 24 hours, as failing to do so could affect your ability to make a claim.
Document Faulty Road Conditions
If the accident was caused by poor road conditions, such as potholes, uneven surfaces, or spillages, make sure to document these issues.
- Take Photos: Capture clear images of the road defect and any damage to your bike or injuries caused by it.
- Report to the Local Council: You may also be able to file a complaint with the council responsible for maintaining the road.
Inform a Loved One
If you’ve been involved in an accident, let a loved one know. Whether it’s a family member or close friend, having someone to support you can make a significant difference during a distressing time.
- Emotional Support: A loved one can help calm you down, assist with gathering evidence, or even liaise with emergency services if you’re unable to.
Start a Claim with Cycle Accident
Once you’ve addressed your immediate needs, you may want to consider making a claim for your injuries or damages.
- What You Can Claim For:
- Medical expenses.
- Damage to your bike and equipment.
- Loss of earnings.
- Psychological impacts, such as trauma.
- No Win, No Fee: Many of our claims are funded by a “No Win, No Fee” agreement, meaning there’s no financial risk to you.
Our team will provide a free initial consultation to assess your case and guide you through the process.
Getting Back on Your Bike
After recovering from an accident, it’s normal to feel apprehensive about cycling again. Here’s how to ease back into it:
- Take It Slow: Build your confidence with short, familiar rides.
- Consider Cycle Insurance: Protect yourself with comprehensive insurance, like those offered by Velosure, which can cover accidental damage, theft, and more.
Conclusion
Cycling accidents can be distressing, but knowing what steps to take can help you regain control of the situation. From seeking medical attention to gathering evidence and starting a claim, being prepared can make all the difference.
If you’ve been involved in an accident, don’t hesitate to contact us for expert guidance. Visit our enquiry page or call 0800 093 6313 to speak with a member of our friendly team.
Stay safe, stay informed, and happy cycling!
